SHORT SALE
~An alternative to foreclosure~

As a Short Sale and Foreclsoure resource, I am dedicated to working closely with your lender to help you sell your home if you are facing foreclosure. Foreclosures hurt everyone involved — homeowners, lenders, communities, and the economy as a whole. My goal is to price and market the property in a way to generate a quick offer while working closely with your lender to help you avoid foreclosure so you can move forward with your life.

What is a Short Sale?

A Short Sale is a workout option that allows the homeowner (mortgagor) to sell the home for less than the total amount owed on the mortgage. Upon final lender approval, a Short Sale can help mortgagors avoid foreclosure action.

 Who is eligible for a short sale? A seller that is….

·         Not making payments

·         90 days delinquent

·         Still occupying home

·         Experiencing financial hardship such as:

o        Loss job

o        Death of spouse….especially bread winner

o        Medical reasons

o        Among others

Why do a short sale

·         Less damage on credit report

o        Will show on credit report as “settled for less than amount owed”

·         No record of foreclosure

·         No record of eviction

If you are facing financial hardship; have missed payments or will soon start missing payments; have considered alternatives to selling short; and are motivated to sell; I am here to help!

 Want help?
Just call Laryssa
Short Sale and Foreclosure Resource
THE REALTY ASSOCIATION
615-385-9010
~Where your fresh start begins~

CLICK HERE to learn more about The Mortgage Forgiveness Debt Relief Act and Debt Cancellation

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